Welcome to Shubham Classes, a professional educational platform offering pre-recorded Chartered Accountancy (CA) and Cost and Management Accountancy (CMA) courses. These Terms & Conditions govern your access to and use of our Website and Services. By using our Website, enrolling in any course, or accessing any of our content, you agree to comply with and be bound by these Terms.

Eligibility: You must be at least 18 years of age or have parental or guardian consent to access and use our Website and Services.

Nature of Services: We provide pre-recorded CA/CMA courses that you can purchase for personal educational use. These courses may include videos, lecture notes, presentations, quizzes, assignments, and other related materials. We also offer certain free demo materials to help you evaluate our offerings.

License & Use Restrictions: Upon purchase, you are granted a limited, personal, non-transferable, non-exclusive license to access and use the purchased course materials strictly for your own individual learning. You may not copy, reproduce, modify, publish, distribute, display, perform, transmit, sell, or otherwise exploit any of our content in any form, whether for commercial or non-commercial purposes, without prior written consent from Nikkitha K J. Any violation of this clause may result in legal action.

Payments & Refund Policy: All course purchases must be completed through secure online payment gateways such as Razorpay or Paytm. Access to your selected course(s) will be granted upon successful completion of payment. Please note that all purchases are non-refundable. We strongly encourage you to review the course details, syllabus, and any available demo content before making your purchase decision.

Intellectual Property: All Website content, including but not limited to videos, images, text, graphics, logos, course materials, and software, is the intellectual property of Nikkitha K J and is protected under applicable copyright and intellectual property laws. Unauthorized use or distribution of any content is strictly prohibited and may lead to civil and/or criminal penalties.

Disclaimer of Warranties: While we strive to offer accurate, current, and high-quality educational content, we make no representations or guarantees regarding your success in professional exams or any particular outcomes resulting from your use of our Services. Your results depend on your own efforts, prior knowledge, exam preparation, and other factors beyond our control. Additionally, we do not guarantee uninterrupted access to our Website and shall not be liable for any disruptions caused by technical issues, maintenance, or events beyond our control.

Limitation of Liability: Under no circumstances shall Shubham Classes or Nikkitha K J be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in connection with your use of our Website, Services, or content.

Modifications to Terms: We reserve the right to update or modify these Terms & Conditions at any time without prior notice. Your continued use of the Website after such changes constitutes your acceptance of the revised Terms. It is your responsibility to review these Terms periodically.

Governing Law & Jurisdiction: These Terms shall be governed by and construed in accordance with the laws of India. Any disputes arising out of or related to these Terms shall be subject to the exclusive jurisdiction of the courts located in Bengaluru, Karnataka.

Contact Information: If you have any questions about these Terms & Conditions or our Services, please contact us at hello.shubhamclasses@gmail.com or by mail at 107/2, 2nd Cross, 4th Main, Sampige Layout, Bengaluru, Karnataka, India – 560079.

By accessing our Website and using our Services, you acknowledge that you have read, understood, and agreed to these Terms & Conditions.